Nonprofit & Not For Profit
Impact Fund: The World’s Leading Credit Marketplace for Nonprofits
Our Services
Nonprofit Sector Lending Challenges
Despite the nonprofit sector’s massive size and trillion-dollar lending demand, 97% of U.S. nonprofits are unable to access credit from banks. Grays Peak focuses on bridging this gap, providing crucial capital to nonprofits that banks do not currently serve.
Philanthropic Impact Credit Fund (PICF)
The Philanthropic Impact Credit Fund (PICF) employs a mission-aligned, bottom-up strategy to ensure consistent, impactful performance. Through a strategic partnership with B Generous, the leading credit marketplace for nonprofits, PICF gains access to a pipeline of vetted, creditworthy organizations across diverse sectors.
Lending Products for Nonprofits
Our core lending product is designed for established nonprofits, offering loans up to $5 million. The application process is fully digitized, with KYC/KYB and credit analysis managed by B Generous. All loan applications are sent to the bank for final credit review, making this the largest program by loan volume.
Innovative Nonprofit Financing Solutions
Grays Peak has built a proprietary marketplace that increases liquidity by turning future nonprofit funding into upfront capital. Through the Accelerate product, growing nonprofits can access funds against future revenue streams. Using our proprietary underwriting model, nonprofits can receive approval within days and secure loans with repayment periods ranging from 1 to 5 years, and amortization up to 25 years.
